Section Background

MSME Loan

MSME Loan – Fuel Your Business Growth

Micro, Small, and Medium Enterprises (MSME) form the backbone of the Indian economy. At Laxmi India Finance Ltd., we offer hassle-free MSME Loans to support your business expansion, working capital needs, equipment purchase, and other financial requirements. Our MSME loans come with minimal documentation, quick approvals, and flexible repayment options to help your business thrive.

Business owner with money

Features & Benefits

Loan Amount:

Avail loans from  50,000 to  25 lakhs

Quick Processing:

Get fast approvals with minimal paperwork.

Attractive Interest Rates:

Competitive rates to ease financial burden.

Flexible Repayment:

 Choose repayment tenure as per your business needs.

No Collateral Required:

Get unsecured loans based on eligibility.

Funds for Multiple Needs:

Use funds for business expansion, machinery, inventory, or working capital.

Hassle-Free Application:

Apply online with easy documentation.

Eligibility

To qualify for an MSME loan, you must meet the following criteria

Check

Business Registration

The business must be registered as an MSME.

Check

Business Vintage

Minimum operational history of 2 years.

Check

Annual Turnover

Should meet lender-specific criteria.

Check

Credit Score

A good CIBIL score and strong repayment history.

Check

Financial Stability

Consistent revenue and profitability.

Documents Required

Identity Proof

Aadhaar Card, PAN Card, Passport, Voter ID

Address Proof

Utility Bills, Rental Agreement, Passport

Income Proof

Latest 3-6 months' Salary Slips

Bank Statements

Last 6 months’ bank account statement

Income Tax Returns

Last 2 years’ ITR

MSME Loan Calculator

Use our MSME Loan Calculator to estimate your monthly installments based on:

₹1,00,000₹1,00,00,000
1 Yr30 Yrs
Current: 10 Y
%
0%25%
13,215*
Monthly EMI

Total Amount Payable:

15,85,809

Total Interest Payable:

5,85,809

MSME Loan FAQs

Frequently Asked Questions

You can get up to ₹25 lakhs based on eligibility and business requirements.

Customer Support:

Email:

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