Who We Are
Laxmi India Finance Limited.
We are a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India’s lending market. As on September 30, 2024, our operational network spans across 139 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh and Chhattisgarh. Our product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of our customers. Our MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of our MSME loans qualifying as Priority Sector Lending under RBI guidelines.
Building on a legacy that began in early 1990s with Deepak Finance & Leasing Company (a proprietorship concern founded by our Promoter’s father) (DFL), our Promoter acquired the shares and control of our Company in 2010. Subsequently, in 2011, our Company consolidated the business by acquiring and integrating the business and operations of DFL, leveraging the expertise and strengths of both entities.
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Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho.
Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho.
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Established in
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A trusted financial partner in the industry
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Specializing in Loans
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Headquartered
Our Journey: Laxmi India Finance Ltd
1996 – The Foundation
incorporated as Finleasecap Private Limited, Laxmi India Finance Ltd. was founded with the goal of offering both people and companies reliable and affordable financial solutions. Our initial concentration on auto loans set the groundwork for our dedication to provide our clients with financial empowerment.
Received license to operate as an NBFC from the RBI
Acquisition of control of the Company by the current Promoter
Launched MSME loan product
- Crossed the AUM of ₹1000 million Launched
- construction loan product
Designated as NBFC – Investment and Credit Company
Opened our first branch in Gujarat
Designated as a NBFC-ND-SI by the RBI
- Crossed the AUM of ₹10000 million
- Categorized as NBFC-Middle Layer
- Our customer base crossed 25,00
- Crossed 157 branches